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One of the culprits is social media. 53% of the 13,000 diners surveyed browsed food photos on social media, with 75% of these diners picking a place to eat out based on the photos. Since the dishes recommended on social media look more enticing than what an average person could probably make, it makes sense that more people are choosing to eat in restaurants and fast food chains.
Why skip: Even though P2P lenders claim that they help people traditional banks shun, the reality is that they still have a credit underwriting system. You might end up with a high interest rate. Additionally, in some cases, if not enough people decide to help you by funding your loan, you could end up getting none of the money and then you’re back to square one.
We suggest that all our readers use online applications to apply for their personal loans. You can still apply for personal loans through bank branches and lending stores, but this process is much more complicated and takes significantly more time. If you want to avoid waiting days or weeks for a lending decision, there’s no point applying in a physical branch. Online applications only take a matter of minutes, and they’re perfect for someone who doesn’t want to waste their time having to drive to a bank to get the financing they need.
One of the latest trends in the world of lending is peer-to-peer lending. While it’s mostly intended as a way to fund projects or small businesses, a few sites, such as CircleBack Lending offer personal loans intended for debt consolidation and similar purposes. Know though that your credit score will affect your chances of getting a loan, so if your debt has dragged your credit score down, keep reading.
The problem is chemical processing. Chemically processed foods are made from refined and artificial ingredients. While they may be enriched with vitamins and minerals, enrichment is incapable of giving us all the nutrients that we would get from fresh or natural foods, since many of these are still being studied by nutritional scientists and do not have artificial versions yet.
Try credit cards for bad credit. Credit cards for bad credit can be secured and unsecured. If you can apply for an unsecured card, get it and you will instantly use the amount on it. Secured credit cards require you to pay a security deposit which is typically the amount equivalent to the limit on the card. So, you don’t get real money. However, there are some credit cards that will allow you to pay an amount lower than the security deposit, which means that you can use this difference between the limit on the card and security deposit. To get a real idea of the amount that you will actually get from secured credit cards, you also have to consider all fees like the annual fee that can be deducted from your card limit instantly! Here we list best credit cards for bad credit: